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WEIGHT-LOSS PRICING REVIEW

Tmates vs Luma: About $1,146 Lower First-Year Cost with Luma

A closer look at the advertised price, what is included, and what happens after the first plan period.

By Join Luma · Competitor prices as recorded, October 24, 2026

Published by a competing commercial service, not an independent review. Competitor checkout has not been completed.

This review was last checked on October 24, 2026. Prices, plans and policies change often, and competitor checkout has not been completed. If any data here needs updating, email support@joinluma.com and we'll review it.

Formulation disclaimer: Only compounded GLP-1 medication is compared for Tmates in this review. Compounded medications are not FDA-approved, are not the same as branded products, and are not promised to produce the same results.

Quick answer

On a three-month plan, Tmates charges $167/month for compounded semaglutide ($501 per quarter) and $267/month for compounded tirzepatide ($801 per quarter)—quoted during Tmates' intake form rather than published on its website. Repeating those plans for a year totals $2,004 for semaglutide and $3,204 for tirzepatide, versus Luma's illustrative three-month years of $1,368 and $2,058—modeled savings of $636 and $1,146.

Luma has no separate membership fee. Compounded semaglutide injection plans start at $99/mo and compounded tirzepatide at $149/mo on a three-month new-patient plan, or a six-month plan for current GLP users. The new-patient discount is designed to help new patients get started; it applies to the first plan period, and renewal pricing stays affordable with no membership fee. Pay upfront or use Affirm, Klarna or Afterpay to split payments, subject to eligibility and approval.

What Tmates publicly lists

  • Medication: Compounded semaglutide $167/mo and compounded tirzepatide $267/mo on a three-month plan, quoted during its intake form.
  • Membership: No separate membership listed.
  • Billing: Quoted during Tmates' intake form on October 24, 2026; the amounts are not publicly listed on Tmates' website.

These prices were quoted during Tmates' intake form on October 24, 2026 and are not publicly disclosed on Tmates' website. Luma has not completed Tmates's checkout, and terms can change. Confirm the price for your prescribed dose, plan length and state directly with Tmates.

The three-month rates are not publicly published, so confirm the price for your prescribed medication, format and dose during intake.

Read Tmates's official pricing information ↗

How the models compare

Published terms, not equivalent-treatment quotes. Competitor starting prices may exclude membership or depend on dose, eligibility and commitment.
What to compareTmatesLuma
MedicationCompounded semaglutide $167/mo and compounded tirzepatide $267/mo on a three-month plan, quoted during its intake formCompounded injections and daily oral tablets; clinician approval required
MembershipNo separate membership listedNo separate membership fee
Billing commitmentQuoted during Tmates' intake form on October 24, 2026; the amounts are not publicly listed on Tmates' websiteMonthly and three-month options; six-month injections for current GLP users
Starting-price qualificationsThe three-month rates are not publicly published, so confirm the price for your prescribed medication, format and dose during intake.New-patient discount for the first plan period, designed to help new patients get started; affordable current-user rates apply at renewal, with no membership fees
Dose pricingConfirm the charge for your prescribed dose directlyPrices do not change by dose
CancellationConfirm the provider's current policy and any separate subscriptionsCancel upcoming orders anytime before your next billing date through your patient portal or by emailing support@joinluma.com.

Luma pricing: the first period and renewal

New GLP User starting plans. Monthly equivalents; three months paid upfront, or use Affirm, Klarna or Afterpay to split the payments, subject to eligibility and approval.
TreatmentStarting at3-month total
Compounded semaglutide$99/mo$297 upfront
Compounded tirzepatide$149/mo$447 upfront
Compounded semaglutide ODT$159/mo$477 upfront
Compounded tirzepatide ODT$179/mo$537 upfront

Current GLP users can access the same injection starting rates with a six-month plan: compounded semaglutide $99/mo ($594 upfront); compounded tirzepatide $149/mo ($894 upfront). Pay upfront or use Affirm, Klarna or Afterpay to split the payments, subject to eligibility and approval. Other billing options and oral current-user prices are listed on the pricing page. Treatment requires provider approval.

The new-patient discount applies once. If you keep the same three-month commitment, semaglutide renews at $119/mo and tirzepatide at $179/mo. You can switch plans, such as a six-month injection plan, or cancel anytime before your next billing date.

Medication, provider oversight, necessary supplies and shipping are included. No separate membership fee is added, and prices do not change by dose.

See monthly options and all current-user rates →

The 12-month math

A monthly headline is not the same as a year of bills. This example assumes a new patient chooses a three-month injection plan and renews that same commitment three times, with today's prices unchanged.

Illustrative Luma year, not an annual plan or guaranteed future price. Each quarter is paid upfront, or use Affirm, Klarna or Afterpay to split payments, subject to eligibility and approval.
Injection planFirst 3 monthsEach renewal quarterIllustrative first year
Compounded semaglutide$297$357 × 3$1,368
Compounded tirzepatide$447$537 × 3$2,058

The quick-answer banner compares Luma's three-month semaglutide and tirzepatide plans with Tmates's stated billing arrangement. Medication prepayment terms may differ. Dose changes, different plans, promotions and future prices can change the result. No guaranteed annual savings are claimed.

Who might choose Tmates or Luma?

Consider Tmates for

Patients who want Tmates' oral or injectable formats. Confirm that the specific medication, services and commitment match what you want.

Consider Luma for

Compounded-program pricing without a separate membership charge, dose-independent prices, and monthly or multi-month options. A licensed clinician reviews your online intake and determines whether prescribing is appropriate.

On the comparison above, Luma's illustrative first year is $636 lower than Tmates's modeled year: $1,368 versus $2,004.

The same three-month comparison for compounded tirzepatide is $1,146 lower at Luma: $2,058 versus $3,204.

Eligible current GLP users can save another $120 every six months by choosing Luma's six-month compounded semaglutide plan at $99/mo instead of two current-user three-month plans.

The choice is not just about cost. Branded and compounded products are not interchangeable, and a lower price does not establish better clinical care or results.

Get started with Luma

Splitting payments and canceling renewals

Luma offers Affirm, Klarna and Afterpay to help split your bill into smaller payments. These options can spread the cost of an eligible prepaid plan without changing its total Luma price or commitment length.

  • Affirm: how it works — Pay over time with eligible payment plans. Affirm offers Pay in 4 and longer-term options; available terms depend on your purchase and eligibility.
  • Klarna: how it works — Pay in 4 splits an eligible purchase into four payments, generally every two weeks, so you can spread the cost over time.
  • Afterpay: how it works — Pay in 4 splits an eligible purchase into four installments over six weeks, with the first payment upfront.

Choose from the options available for your purchase and review the payment schedule before agreeing. Eligibility and approval apply; payment amounts and available plans vary. Some Pay in 4 options are interest-free, while other plans may carry interest; late fees may apply depending on the provider and plan. The provider shows the applicable terms before you commit.

Luma still charges the full multi-month plan price upfront; an approved payment provider lets you repay that purchase on its separate schedule. Splitting payments does not turn a three-month Luma plan into a month-to-month subscription.

Canceling an upcoming Luma renewal does not cancel installments owed on a purchase already financed. Any approved refund is handled under Luma’s policy and the payment provider’s terms.

Canceling Luma

Cancel upcoming orders anytime before your next billing date through your patient portal or by emailing support@joinluma.com. This does not establish a refund for an already billed or fulfilled order.

Canceling Tmates

The three-month rates are not publicly published, so confirm the price for your prescribed medication, format and dose during intake. Use Tmates's official account or support instructions and ask whether medication and membership must be canceled separately. We have not verified a provider-specific cancellation deadline or completed that process.

If you are considering switching, complete a new clinical evaluation and coordinate treatment timing with your clinician.

Frequently asked questions

Sources and verification

  1. Tmates: Official program and pricing information

    Checked October 24, 2026. Supports: Published costs and stated limitations; not checkout-tested.

  2. Join Luma: Pricing & plans

    Checked 2026-10-23. Supports: Luma catalog prices and billing terms.

Compounded medications are not FDA-approved and are not therapeutically equivalent to FDA-approved products. Pricing does not establish equivalent formulations, safety or results. Prescription treatment requires an individual licensed-provider evaluation; availability depends on applicable requirements.