Does Luma charge a separate membership fee?

No. Luma's published plans include prescribed medication, provider oversight, necessary supplies and shipping. Prices do not change by dose. Treatment requires a licensed-provider evaluation and approval.

How does Luma's new-patient discount work?

It is designed to help patients new to GLP-1 medication get started and applies to the first plan period. A three-month compounded semaglutide plan starts at $99/mo ($297 for three months) and renews at $119/mo ($357 for three months). A three-month compounded tirzepatide plan starts at $149/mo ($447 for three months) and renews at $179/mo ($537 for three months). There are no membership fees, the price stays the same at every dose, and you can switch plans or cancel anytime before your next billing date. Pay upfront or use Affirm, Klarna or Afterpay to split payments, subject to eligibility and approval.

Can I split Luma's multi-month payment?

Luma offers Affirm, Klarna and Afterpay for eligible purchases, subject to approval and the provider's terms. Luma charges the multi-month purchase upfront; the payment provider sets a separate repayment schedule. Financing does not change the plan commitment, and canceling a future renewal does not cancel installments owed on an already-financed purchase.

How do I cancel a Luma renewal?

Cancel upcoming orders before your next billing date through your patient portal at https://portal.joinluma.com/login or by contacting support@joinluma.com. This does not establish a refund for an already billed or fulfilled order.

Pepti Pricing Review 2026: The Real 12-Month Cost of Tirzepatide

Quick answer

YOUR YEAR, WITH LUMA

Save $929 over 12 months

Luma's three-month compounded semaglutide plan vs. Pepti semaglutide: illustrative dose increases through 2.5 mg, 13 four-week fills.

Luma · 12 months: $1,368
Pepti · 12 months: $2,297

Illustrative cost difference, not guaranteed savings. Luma's new-patient discount applies to the first quarter; the next three quarters use $119/mo renewal pricing, which keeps the full year affordable. Dose path by four-week fill: 0.25, 0.5, 1, 1.7, 2 mg, then 2.5 mg for eight fills. One higher listed dose per fill (approximately monthly); illustrative, not a prescribed or universal schedule. 13 fills cover 52 weeks; optional $149 bloodwork excluded. Holds the listed price constant for 12 months; dose changes, promotions and future price changes can alter the total. Assumes listed prices remain unchanged for 12 months; excludes financing charges. Different formulations and services are not equivalent.

Luma quarters are paid upfront, or use Affirm, Klarna or Afterpay to split payments, subject to eligibility and approval.

Even more savings with a six-month commitment

Eligible current GLP users can choose Luma's six-month compounded semaglutide plan at $99/mo ($594 for six months), saving another $120 per six months compared with two current-user three-month plans. Switch plans anytime before your next billing date.

This additional saving is not included in the three-month-plan annual comparison above. Six months are paid upfront, or use Affirm, Klarna or Afterpay to split payments, subject to eligibility and approval.

Pepti pricing source

YOUR YEAR, WITH LUMA

Save $1,509 over 12 months

Luma's three-month compounded tirzepatide plan vs. Pepti tirzepatide: illustrative dose increases through 15 mg, 13 four-week fills.

Luma · 12 months: $2,058
Pepti · 12 months: $3,567

Illustrative cost difference, not guaranteed savings. Luma's new-patient discount applies to the first quarter; the next three quarters use $179/mo renewal pricing, which keeps the full year affordable. Dose path by four-week fill: 2.5, 5, 7.5, 10, 12.5 mg, then 15 mg for eight fills. One higher listed dose per fill (approximately monthly); illustrative, not a prescribed or universal schedule. 13 fills cover 52 weeks; optional $149 bloodwork excluded. Holds the listed price constant for 12 months; dose changes, promotions and future price changes can alter the total. Assumes listed prices remain unchanged for 12 months; excludes financing charges. Different formulations and services are not equivalent.

Luma quarters are paid upfront, or use Affirm, Klarna or Afterpay to split payments, subject to eligibility and approval.

Even more savings with a six-month commitment

Eligible current GLP users can choose Luma's six-month compounded tirzepatide plan at $149/mo ($894 for six months), saving another $180 per six months compared with two current-user three-month plans. Switch plans anytime before your next billing date.

Pepti pricing source

Pepti's prices rise with dose—not just its $99 semaglutide and $159 tirzepatide starting prices. Using Pepti's dose prices recorded October 24, 2026 and official starting prices, our illustrative model increases one listed dose per four-week fill (approximately monthly), reaching 2.5 mg semaglutide or 15 mg tirzepatide on fill six, then holding that dose. Across 13 fills covering 52 weeks, Pepti totals $2,297 for semaglutide and $3,567 for tirzepatide, excluding the optional $149 bloodwork kit. Luma's dose-independent three-month plans, including renewals, total $1,368 and $2,058: modeled differences of $929 and $1,509. This is a cost assumption, not a universal patient schedule.

Luma has no separate membership fee. Compounded semaglutide injection plans start at $99/mo and compounded tirzepatide at $149/mo on a three-month new-patient plan, or a six-month plan for current GLP users. The new-patient discount is designed to help new patients get started; it applies to the first plan period, and renewal pricing stays affordable with no membership fee. Pay upfront or use Affirm, Klarna or Afterpay to split payments, subject to eligibility and approval.

What Pepti publicly lists

Medication: Compounded semaglutide per four-week fill: 0.25 mg $99, 0.5 mg $109, 1 mg $129, 1.7 mg $179, 2 mg $189, 2.5 mg $199. Tirzepatide: 2.5 mg $159, 5 mg $179, 7.5 mg $189, 10 mg $239, 12.5 mg $249, 15 mg $319.
Membership: No separate membership listed; optional at-home bloodwork kit +$149.
Billing: 28-day supplies: 13 four-week fills cover 52 weeks, rather than 12 calendar-month charges.

Higher-dose prices were recorded October 24, 2026; the official product pages verify the $99/$159 starting prices, 28-day fills and optional +$149 bloodwork kit. This comparison does not hold starting-dose prices flat for a year. These are Pepti's publicly listed prices; Luma has not completed Pepti's checkout, and terms can change. Confirm the price for your prescribed dose, plan length and state directly with Pepti.

Confirm your prescribed dose, current refill price and timing. Monthly increases through the highest listed dose are illustrative, not a required or universal treatment schedule.

Read Pepti's official pricing information ↗

How the models compare

Published terms, not equivalent-treatment quotes. Competitor starting prices may exclude membership or depend on dose, eligibility and commitment.
What to compare	Pepti	Luma
Medication	Compounded semaglutide per four-week fill: 0.25 mg $99, 0.5 mg $109, 1 mg $129, 1.7 mg $179, 2 mg $189, 2.5 mg $199. Tirzepatide: 2.5 mg $159, 5 mg $179, 7.5 mg $189, 10 mg $239, 12.5 mg $249, 15 mg $319	Compounded injections and daily oral tablets; clinician approval required
Membership	No separate membership listed; optional at-home bloodwork kit +$149	No separate membership fee
Billing commitment	28-day supplies: 13 four-week fills cover 52 weeks, rather than 12 calendar-month charges	Monthly and three-month options; six-month injections for current GLP users
Starting-price qualifications	Confirm your prescribed dose, current refill price and timing. Monthly increases through the highest listed dose are illustrative, not a required or universal treatment schedule.	New-patient discount for the first plan period, designed to help new patients get started; affordable current-user rates apply at renewal, with no membership fees
Dose pricing	Confirm the charge for your prescribed dose directly	Prices do not change by dose
Cancellation	Confirm the provider's current policy and any separate subscriptions	Cancel upcoming orders anytime before your next billing date through your patient portal or by emailing support@joinluma.com.

Luma pricing: the first period and renewal

New GLP User starting plans. Monthly equivalents; three months paid upfront, or use Affirm, Klarna or Afterpay to split the payments, subject to eligibility and approval.
Treatment	Starting at	3-month total
Compounded semaglutide	$99/mo	$297 upfront
Compounded tirzepatide	$149/mo	$447 upfront
Compounded semaglutide ODT	$159/mo	$477 upfront
Compounded tirzepatide ODT	$179/mo	$537 upfront

Current GLP users can access the same injection starting rates with a six-month plan: compounded semaglutide $99/mo ($594 upfront); compounded tirzepatide $149/mo ($894 upfront). Pay upfront or use Affirm, Klarna or Afterpay to split the payments, subject to eligibility and approval. Other billing options and oral current-user prices are listed on the pricing page. Treatment requires provider approval.

The new-patient discount applies once. If you keep the same three-month commitment, semaglutide renews at $119/mo and tirzepatide at $179/mo. You can switch plans, such as a six-month injection plan, or cancel anytime before your next billing date.

Medication, provider oversight, necessary supplies and shipping are included. No separate membership fee is added, and prices do not change by dose.

See monthly options and all current-user rates →

The 12-month math

A monthly headline is not the same as a year of bills. This example assumes a new patient chooses a three-month injection plan and renews that same commitment three times, with today's prices unchanged.

Illustrative Luma year, not an annual plan or guaranteed future price. Each quarter is paid upfront, or use Affirm, Klarna or Afterpay to split payments, subject to eligibility and approval.
Injection plan	First 3 months	Each renewal quarter	Illustrative first year
Compounded semaglutide	$297	$357 × 3	$1,368
Compounded tirzepatide	$447	$537 × 3	$2,058

The quick-answer banner compares Luma's three-month semaglutide and tirzepatide plans with Pepti's stated billing arrangement. Medication prepayment terms may differ. Dose changes, different plans, promotions and future prices can change the result. No guaranteed annual savings are claimed.

Who might choose Pepti or Luma?

Consider Pepti for

Patients who prefer four-week supplies and confirm the price at their prescribed dose. Confirm that the specific medication, services and commitment match what you want.

Consider Luma for

Compounded-program pricing without a separate membership charge, dose-independent prices, and monthly or multi-month options. A licensed clinician reviews your online intake and determines whether prescribing is appropriate.

On the comparison above, Luma's illustrative first year is $929 lower than Pepti's modeled year: $1,368 versus $2,297.

The same three-month comparison for compounded tirzepatide is $1,509 lower at Luma: $2,058 versus $3,567.

Eligible current GLP users can save another $120 every six months by choosing Luma's six-month compounded semaglutide plan at $99/mo instead of two current-user three-month plans.

The choice is not just about cost. Branded and compounded products are not interchangeable, and a lower price does not establish better clinical care or results.

Get started with Luma

Splitting payments and canceling renewals

Luma offers Affirm, Klarna and Afterpay to help split your bill into smaller payments. These options can spread the cost of an eligible prepaid plan without changing its total Luma price or commitment length.

Affirm: how it works — Pay over time with eligible payment plans. Affirm offers Pay in 4 and longer-term options; available terms depend on your purchase and eligibility.
Klarna: how it works — Pay in 4 splits an eligible purchase into four payments, generally every two weeks, so you can spread the cost over time.
Afterpay: how it works — Pay in 4 splits an eligible purchase into four installments over six weeks, with the first payment upfront.

Choose from the options available for your purchase and review the payment schedule before agreeing. Eligibility and approval apply; payment amounts and available plans vary. Some Pay in 4 options are interest-free, while other plans may carry interest; late fees may apply depending on the provider and plan. The provider shows the applicable terms before you commit.

Luma still charges the full multi-month plan price upfront; an approved payment provider lets you repay that purchase on its separate schedule. Splitting payments does not turn a three-month Luma plan into a month-to-month subscription.

Canceling an upcoming Luma renewal does not cancel installments owed on a purchase already financed. Any approved refund is handled under Luma’s policy and the payment provider’s terms.

Canceling Luma

Cancel upcoming orders anytime before your next billing date through your patient portal or by emailing support@joinluma.com. This does not establish a refund for an already billed or fulfilled order.

Canceling Pepti

Confirm your prescribed dose, current refill price and timing. Monthly increases through the highest listed dose are illustrative, not a required or universal treatment schedule. Use Pepti's official account or support instructions and ask whether medication and membership must be canceled separately. We have not verified a provider-specific cancellation deadline or completed that process.

If you are considering switching, complete a new clinical evaluation and coordinate treatment timing with your clinician.

Frequently asked questions

Sources and verification

Pepti: Official program and pricing information
Checked October 24, 2026. Supports: Published costs and stated limitations; not checkout-tested.
Pepti: Additional official program information
Checked October 24, 2026. Supports: Membership or landing-page qualifications.
Join Luma: Pricing & plans
Checked 2026-10-23. Supports: Luma catalog prices and billing terms.

Compounded medications are not FDA-approved and are not therapeutically equivalent to FDA-approved products. Pricing does not establish equivalent formulations, safety or results. Prescription treatment requires an individual licensed-provider evaluation; availability depends on applicable requirements.